Resolve expensive healthcare problems before they cost you more money.
The Patient Insider helps you understand your healthcare bills, identify what's wrong, and take the right actions to reduce what you owe.
I'm caring for someone else
Step-by-step guidance
Understand your options and what to do next.
Ready-to-use tools
Letters, checklists, calculators and trackers to take action.
Trusted information
Practical, independent and easy to understand.
Your privacy matters
Some tools run locally and don't require an account. Review each tool's privacy notice before entering personal information.
What do you need help with today?
I received
a medical bill
Understand the charges, check for errors and explore options for lowering your bill.
Review my bill options →My insurance
denied something
Understand the denial, appeal your decision and fight for coverage.
Challenge the denial →I'm having trouble
accessing care
Find a doctor, reduce wait times or resolve referral delays.
Find my next step →I need to
organize my care
Track treatments, medications, results and important information.
Organize my care →I'm caring for
someone else
Caregiver guides, checklists, decisions and support resources.
Get caregiver help →Get an answer in a few minutes
Medical Bill Error Risk Screener
Identify common warning signs on your bill in under 2 minutes.
Out-of-Pocket Cost Calculator
Estimate fees, deductibles, coinsurance and maximums in real time.
Caregiver Burden Assessment
Understand daily demands and get personalized support and self-care resources.
My Care Checklist
Create a personalized checklist for appointments, tests and follow-ups.
Need help completing the entire process?
The free tools help you begin. Our premium toolkits give you everything you need to take action with confidence.
Medical Bill
Reduction Toolkit
Review, dispute, negotiate, obtain relief, and escalate a medical bills.
Insurance Denial
Appeal Kit
Understand the denial, gather evidence, prepare an appeal, and track the process.
Canadian Specialist
Waitlist Navigation Kit
Confirm, track, follow up, request re-triage, redirect, and escalate a referral.
Caregiver
Command Center
Organize the essential information you need to coordinate care.
Guidance built for your healthcare system
United States
Tools, guides and resources based on the U.S. healthcare and insurance system.
Explore the U.S. Guide →Canada
Tools, guides and resources based on Canada's provincial healthcare system.
Explore the Canada Guide →Get from confusion to your next action
Choose your situation
Tell us what you're facing today.
Answer a few questions
We'll personalize your plan and show you the right resources.
Take action with confidence
Use your action plan and tools to move forward.
AI-powered comparison that analyzes your medical bill line by line to find errors, overcharges and missed savings so you pay only what you owe.
Independent & Unbiased
We work for you, not the insurance companies or providers.
Plain Language & Practical
Clear explanations and step-by-step guidance you can act on.
Regularly Updated
Content reviewed by healthcare experts to reflect current rules and options.
Your Privacy Matters
Your data stays on your device. We never sell your data.
Get the free healthcare
Next-Step Checklist
A printable checklist of 12 essential actions to take right now to protect your rights, reduce stress and save money.
Get useful, practical healthcare help.